How To Check My BVN. A lot of people are looking for how to solve this problem in the comfort of their homes there by asking the following questions:
How do I get my BVN number on my phone?
Which code can I use to check my BVN?
How to check your BVN using MTN, Airtel and Glo SIMs
In this post i will show you in details of all the information you need to know about Bank Verification Number BVN and how to check your Nigerian BVN using your mobile phone across the MTN, Airtel, GLO and 9mobile network providers.
The Bank Verification Number, a.k.a. BVN, is a must-have for anybody who wants to access robust financial services in Nigeria.
The BVN is like a security number, but for banks and other financial institutions to identify an individual with their bank account details. It’s a unique 11-digit number allocated to you upon biometric registration.
Biometric registration refers to the identification of an individual based on their physiological attributes: images, fingerprint, voice, facial features, as well as your address.
To address the increasing compromise of customer security data like passwords and PINs, and the challenges banks face with identity management, the Central Bank of Nigeria (CBN), in collaboration with all Nigerian banks launched a centralised biometric identification system called the Bank Verification Number (BVN), on February 14, 2014.
Before now you need to visit your bank before you can get this done but today luckily, you don’t have to enter the banking hall to obtain your BVN. You can check your BVN number wherever you are, on your phone, without compromising your security. Then you can save it for future use.
Benefits and uses of BVN
Below are the benefits or users of the Bank Verification Number in Nigeria.
- The unique BVN is accepted as a means of identification across all banks in Nigeria.
- BVN offers the verification and validation of the customers’ identity seamlessly across multiple electronic platforms.
- With BVN, Financial institutions can track customers, especially in loan repayment.
- BVN limits Cyberfraud.
- The BVN database is searched to display relevant information about an individual; this is called the bio-data (it includes names, phone numbers, addresses, dates of birth).
- BVN helps reduce queue in Banking Halls.
- Standardized efficiency of Banking operations.
BVN enrollment process
Below is the step by step guide on how to enrol for your Bank Verification Number in Nigeria. Follow the steps below to obtain a BVN.
- Walk into any branch of your bank.
- Fill in and submit the BVN Enrolment form.
- Present yourself for data capturing (such as Fingerprint, facial Image etc.)
- An acknowledgement slip with the transaction ID is issued to you.
- Within 24hours, the system confirms your application, your BVN is generated, and you receive an SMS for pickup.
How to check BVN on MTN, Airtel, GLO, and 9mobile
The first thing to do before using this service is to ensure that whatever line you wish to use is the one you registered the BVN with. If you registered with MTN, you can’t use an Airtel line to check your BVN.
After that has been established, you can now go ahead and check your BVN with these simple steps:
- Go to your phone dialer and dial the USSD code *565*0#.
- Wait a bit until the 11-digit number pops up.
- Copy the number. You can either copy it for immediate use or save it for later. However, the service is not free and you’ll be charged 20 naira for the transaction. So, saving for later use is advisable for people who can’t afford to pay always when the need arises to telecommunication network providers 20 naira every time they check their BVN.
I repeat note that checking your BVN is not only the same process across all lines, it’s also similar across all the banks. You use the same code to check your BVN as a GTB or UBA customer because everyone is allocated one unique BVN that’s used across all the banks. This means, if you have accounts with all the banks in Nigeria, you’ll still have one BVN that links all of them back to you.
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